Financial Optimization Specialist · McAllen, TX · Nationwide via Zoom

You're Leaving Real Money
on the Table Every Year.

I'll find it in one 90-minute audit — without cutting a single expense you enjoy. Credit cards. Subscription leaks. Missed savings opportunities. One conversation changes everything.

No commitment · 15 minutes · Free · $1,000+ found or 100% refund

$5,000+Average Annual Savings Found
10x+Return on Audit Fee
90 minOne Audit Call
$0Lifestyle Sacrificed

Simple Process. Real Money.

No financial jargon. No 50-page questionnaire. Three steps — and you walk away knowing exactly where your money is going and how to get it back.

01
Book a Free 15-Minute Discovery Call

We spend 15 minutes making sure this is a good fit. You tell me about your situation — income, what you're currently doing, what feels off. I'll be direct: if I don't think I can find you meaningful savings, I'll tell you upfront. No pitch, no pressure.

⏱ 15 minutes · Free · No commitment
02
Complete Your 90-Minute Financial Audit

You fill out a detailed intake form covering your spending, accounts, credit cards, and debts. Then we meet on Zoom for a 90-minute live audit where I dig into every area — credit cards, cash flow, real estate, subscriptions, and more. You see exactly what you're leaving on the table.

⏱ 90-minute Zoom call + intake form
03
Receive Your Report — Then Capture the Savings

Within 5 business days you receive a personalized report with specific action items, exact dollar amounts, and a prioritized plan. We schedule a follow-up call to walk through it together. I don't hand you a report and disappear.

⏱ Report in 5 business days

One Engagement. Every Area of Your Finances.

Choose the level of support that fits your situation. All tiers start with the same comprehensive audit — the difference is how much implementation support you want.

Optimization Coaching
$197/month · 3-month minimum
Best for → Busy people who need accountability

Everything in the audit, plus bi-weekly 30-minute coaching calls and unlimited email and text support. I stay with you until the savings are actually captured — not just identified.

85%+ implementation rate vs. 40% audit-only
Done-For-You Optimization
$997 setup + $197/month
Best for → People who want it fully handled

I handle 90% of the implementation for you. Credit card applications, account setup, bill negotiations, subscription audits, and monthly monitoring. You approve — I execute.

Guaranteed implementation + ongoing optimization
Real Estate Investor Consulting
$497 one-time or $397/month
Best for → Active and aspiring real estate investors

Market analysis, deal-by-deal financial modeling, and financing strategy. Whether it's your first rental or your fifth — data-driven guidance, not generic advice.

Avoiding 1 bad deal saves thousands

Real Clients. Real Numbers.

Every engagement is personalized. Here's what optimization looks like across different situations.

"I had no idea I was paying so much in fees every year. Diego found it in the first 20 minutes of our call. The audit paid for itself before we even finished talking."

$3,200/year found
Teacher · McAllen, TX · Audit Client

"I was using one credit card for everything. A few simple changes later and I'm earning way more on the exact same spending. No lifestyle change whatsoever."

$1,800/year found
Small Business Owner · San Antonio, TX · Coaching Client
$1,000+
Guaranteed found in every audit — or 100% refund. No questions asked.
$5,000+
Average savings identified per client — a 10x+ return on the $297 audit fee.

Common Questions

Answered directly — because you're busy and deserve straight answers.

QAre you a traditional financial advisor? Do you manage portfolios?

No — and that's intentional. I'm a financial optimization specialist, not a portfolio manager. I don't manage investments or charge ongoing 1% annual fees. I specialize in finding money you're already leaving on the table through credit card inefficiencies, cash flow gaps, subscription leaks, and missed savings opportunities. One engagement. Specific results. No lifelong commitment.

QHow do I know you'll actually find savings for me?

I offer a straightforward guarantee: if I don't identify at least $1,000 in annual savings opportunities, I refund 100% of your fee. No questions asked. In practice, most clients find significantly more. If I can't find meaningful value in your situation, you pay nothing.

QDo I have to cut expenses or change my lifestyle?

No. This isn't a budgeting service. I'm not here to tell you to cancel Netflix or stop buying coffee. Every dollar I find comes from money you're already spending — just spent inefficiently. Right credit card for your groceries. Savings in a high-yield account instead of 0.01%. Same spending. More return.

QWhat qualifications do you have?

I have a Finance degree from UTRGV and four years of banking experience at Vantage Bank. I stay current on personal finance strategies, credit card rewards, savings optimization, and cash flow tactics. I earn zero commissions on anything I recommend — no conflicts of interest.

QI'm not in Texas. Can you still help me?

Yes — I work with clients nationwide via Zoom. Most optimizations (credit cards, cash flow, subscriptions, savings accounts) apply regardless of location. Location is not a barrier.

QHow much time does this take on my end?

For the Complete Audit: roughly 3–4 hours total — 45 minutes on the intake form, 90 minutes on the audit call, and 30 minutes on the follow-up. The rest is reading your report at your own pace.

QAudit vs. Coaching — which should I choose?

The audit gives you the full roadmap. If you're self-motivated and will actually implement, the audit is enough. Coaching adds accountability for people who know they'll get busy. Honest answer: if you've ever said "I'll get to it later" and didn't — choose coaching.

Ready to Find Your Hidden Money?

Book a free 15-minute discovery call. I'll tell you honestly whether I think I can find meaningful savings in your situation. No sales pitch. No commitment.

No Portfolio Management · No 1% Fees · English & Español
$1,000+ Found or 100% Refund